Motorcycle & ATV Insurance

Let VIG help you protect you and your motorcycle or ATV.

Getting Insurance

Many insurance companies offer discounts to help lower your premium such as:

A discount for being a member of associations such as the Harley-Davidson Owners Group (HOG), American Motorcyclist Association (AMA) or the Honda Rider’s Club of America (HRCA).

Motorcycle Insurance typically offers a combination of collision, liability, theft, and related coverage designed specifically to meet the needs of motorcycle owners.

Motorcycle Insurance

We provide coverage for your customer’s specific needs, with policy options including:

  • Accessory coverage
  • Transport Trailer coverage
  • Roadside Assistance
  • Comprehensive and Collision coverage
  • Bodily Injury/Property Damage Liability
  • Uninsured/Underinsured Motorist coverage
  • Medical Payments
  • Trip Interruption
  • Total Loss coverage
  • Rental Vehicle coverage
  • On-road coverage for off-road vehicles
  • Some of the items that may affect premiums:
    • Your driving record
    • Where you keep your cycle (in the open or in garage)
    • Your credit record
    • How many years you have been driving a motorcycle
    • Your age
    • Previous Cycle Coverage
  • Multi-Policy discount
  • Homeowner discount
  • Multi-Vehicle discount
  • Responsible Driver discount
  • Safety Course discount
  • Transfer discount
  • LoJack ® discount
  • Motorcycle Endorsement discount
  • Paid-in-Full discount
  • Prompt Payment discount
  • Claim Free Renewal discount

ATV Insurance

Most states do not require ATV insurance and you may have limited coverage if you have a homeowners policy. If you have an ATV we urge you to contact us and let us review your specific policy to determine whether you need a separate ATV Policy.

Most insurance carriers offer a discount for completing and approved ATV safety course and for owning and insuring multiple ATVs.

    Other Available Policies:

    Commerical Insurance

    Coverage for losses and damages to commercial property.

    Home Isurance

    Coverage for your dwelling and your personal property.

    Flood Insurance

    Coverage for improved property or personal property damaged from the sudden & temporary natural accumulation of water.

    Get an ATV or Motorcycle Quote!

    Send us a message and we will get back to as soon as we can.

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